Learn Which Insurance Companies
Will Cover You For The Lowest Costs

Millions of responsible Americans would like to protect their family with term life insurance, but have been declined as a result of their occasional use of marijuana.  We specialize in helping people who use marijuana not only get term life insurance for smokers, but also at the best rates available.

To calculate the amount of coverage you need, just follow the chart on our How to Choose a Plan page.  To apply, simply run a quote and click the Apply button.  Or print out the application and fax it to us at 800-913-2768. The application takes no more than 10 minutes to fill out.

For a complete discussion about your life insurance options and how to choose a plan and get enrolled, print out our special report, The Marijuana User's Guide to Obtaining Quality and Affordable Life Insurance..  And finally, if you need any assistance or have questions, just let me know.  You can call me directly at 800-913-3418, or email me at Wiley@420LifeInsurance.com.

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We believe that responsible adults should be able to control their own consciousness as they see fit, as long as they do no harm to others.  Millions of Americans who responsibly use marijuana are in a situation where it can be very difficult to get approved for life insurance coverage.  After much search we have found a few high-quality insurance companies that have agreed to accept marijuana smokers.

402 Term Life Insurance for Pot Smokers - BBB Online

Easy and Confidential

The process is easy.  Simply choose how much coverage you want, and run a quote.  Once you choose a plan, just print out the application, fill it out, and fax it to us.  All information we receive is treated with the utmost privacy, and is transmitted directly to the insurance company.

They will then have a paramed examiner contact you to set up a time to come to your home or place of work, where they will take a quick blood draw, urine sample, blood pressure, height and weight.

You should then be notified of your approval within a couple weeks or so. 

No Medical Exam Term Life Inusrance

We're Here to Help

If you have some questions or would like some assistance in choosing a plan, just give us a call at 800-913-3418.  You may also email Wiley Long at Wiley@420LifeInsurance.com.  More details are also on the How to Choose page, and the Frequently Asked Questions page.

When you apply for life insurance, the insurance carrier is risking a large payout if you die. So the better health you are in, the better your rates will be. If you have major health problems like diabetes or cancer, you will be declined and your premium will be returned. The carriers that we represent have agreed to cover occasional marijuana users.


How to Choose
Choosing a life insurance plan is simple.  First decide how much coverage you want €“ say $500,000. Then decide the "term" of the coverage - 10, 20, or 30 years (20 year term is most popular).  What this means is that the coverage will be in force for the entire period of your term, and that your premiums will not go up during the entire time.


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About Wiley
Hi, I'm Wiley Long, and I personally take care of every application and every client we have here at 420LifeInsurance.com. Our objective is to help you find affordable life insurance, that you can actually qualify for, with an easy and confidential process.